Lending Officer | Roseville, MI

Detailed Information

  • Location: Fraser, MI

  • Company: Live Life Federal Credit Union

also responsible for maintaining a working knowledge of current loan products, promotions and procedures. Duties: 1. ) Receive submitted applications and make prompt manual underwriting decision for Personal, Vehicle, Recreational, Credit Cards, Home Equity and Mortgages.2.

) Review loan documents for funding in our centralized funding environment. Ensure that the proper loan documents are provided by the lender, and ensure proper signatures are obtained.3. ) Prepare loan documents for branch closings4. ) Work with and train lenders on proper funding procedures and loan documentation.5. ) Will be proficient in using the following computer software: Microsoft Office, Credit Union Core

System Portico by Fiserv, Meridian Link, MC Software and others.6. ) Ensure that each collateralized loan has proper insurance coverage, as required by loan policy. Ensure that the lien is perfected on collateralized loans.7.

) Be able to give payment quotes, used car quotes, or provide any loan service he/she is authorized to perform.8. ) Assist in special loan/lending related projects as they arise.9. ) Maintain loan funding grades at or above the goal provided by management.10. ) Follow the Cu's collections and recovery process11. ) Maintain effective collections and delinquency tracking reporting.12. ) Maintain a Lending Program under direction of Senior Management to include but

not limited to: Lending Specials, Rate Reviews, Post Closing Processing Qualifications: Education/ Certifications/ Licenses: - 4 year degree ; Education and Experience will be considered.

- NMLS Number or be able to obtain Experience: At least three years of similar or related experience, including time spent in preparatory positions. Must have prior underwriting experience. Interpersonal Skills: Courtesy, tact, and diplomacy are essential elements of the job. Work involves personal contact with others inside and/or outside the organization, generally regarding routine matters for purposes of giving and obtaining information, as well as advising or referring, which commonly require shorter discussions. Job Posted by Applicant Pro

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