Outside Sales Trainee | Somerset, NJ

The SBA business development executive develops centers of influence and promotes the Bank's presence in the community. Essential Functions Solicit new SBA 7(a), and SBA 504 loan requests from existing and prospective customers and intermediaries such as attorneys, accountants, loan brokers and other professionals.

Interview loan applicants; collect and analyze financial data to determine the general creditworthiness of the applicant. Establish SBA eligibility Establish and negotiate the terms and conditions under which credit will be extended. Evaluate and structure loan requests. Package and submit required loan documentation. Prepare and submit draft loan proposals. Assist the credit

and closing departments in obtaining required documentation to facilitate timely closings. Cross-sell other Unity Bank products and business partner services. Monitor and report assigned loan portfolio activity to management as required by Unity Bank policies and procedures.

Complete other reporting requirements as directed by management. Maintain active membership in outside organizations (i. e. Rotary, Lions, Chamber of Commerce, etc. ), creating centers of influence that positively promote Unity's presence in the communities it serves. Assist other departments (ex. collections, retail) of Unity Bank as requested by management. Travel locally within NJ and PA as necessary to attend

business meetings; social and networking events; and bank-sponsored events within assigned region(s).

Additional Functions N/A Job Requirements and Qualifications N/A Education and Experience Bachelor's degree in business or related field. Minimum 3 years of commercial lending experience. Minimum 2 year of SBA lending experience. Formal bank credit training preferred. NAGGL and/or NADCO SBA training preferred. Working knowledge of SBA SOP Licenses and Certifications N/A Knowledge, Skills, and Abilities Knowledge of principles and processes to ascertain and backss customer needs and quality standards of customer service. Knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data.

Excellent computer skills in a Microsoft Windows environment including proficiency in Word and Excel. Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, and area. Ability to apply critical thinking to identify the strengths and weaknesses of alternative solutions or approaches to problems. Ability to read, analyze, and interpret legal documents, governmental regulations, and professional publications. Ability to effectively present information and respond to inquiries from senior management, attorneys, vendors, government agents, and the general public; ability to write reports and business correspondence.

Ability to speak and write clearly to effectively convey information so that others understand. Ability to work independently with little supervision. Physical Requirements Ability to sit for long periods of time up to 75% of work hours. Ability to use hands to grasp, handle or feel. Ability to use computer keyboard and system to enter data and process information. Ability to talk, listen and see. Ability to use telephone to communicate with customers and employees.

Ability to lift up to 20 lbs. at least 25% of work hours. Ability to use office equipment such as teller scanner, personal computer, telephone, Blackberry, copier, fax machine, adding machine, etc. Working Conditions Moderate sound as in business office with office machines, computers, and people traffic. Compliance It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations.

All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, interactionual orientation, gender identity, national origin, protected veteran status or disability. This job description is not an employment agreement or contract, implied or otherwise. Unity Bank maintains " at will" employment.

This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or job descriptions at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload.

Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, interaction, gender identity or expression, affectional or interactionual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States.

Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job , unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

Sales & Business Development jobs involve strategies, tasks, and processes aiming at attracting new clients and penetrating existing markets to drive revenue growth. Professionals in this field focus on relationship-building, understanding customer needs, identifying business opportunities, and negotiating deals. They frequently collaborate with marketing, customer service, and management, and require skills such as communication, persuasion, strategic planning, and market analysis. These roles are critical for company expansion and often come with performance-based incentives, making them dynamic and results-oriented careers.

(but not limited to): Assist in the issuance of proofs of insurance (binders, certificates of insurance, and evidence of property insurance, ). Follow up on pending cancellations and reinstatements in accordance with our EPIC procedures. Assist with service matters (phone calls, emails, etc.

) when the account executive is not available or not present in the office. Process all non-premium endorsements for the clients, including entering data into EPIC, making changes on the company websites and follow up on the open activities. Prepare correspondence including, cover letters, policies, binders, and ID cards as needed to assist the account executive. Review Expiration Clean Up sheets

to make sure that any policies that should show as renewed are properly entered and giving back to the account executive those items that need more involvement. Run Motor Vehicle Reports. Assist with tasks and any special projects given to you by your manager.

for a company that views its sales team as partners? If so, keep reading! Our full-time and part-time Sales Reps earn a competitive base salary plus commission resulting in earnings of $90,000+ per year and a $1000 sign-on bonus after 90-days of employment , based on skills and experience.

We also offer great benefits including paid training, paid time off, medical, dental, vision, and life insurance. If this sounds like the opportunity you've been searching for, apply today! ABOUT ALLIED EXPERTS At Allied Experts our goal is to help homeowners achieve greater comfort, indoor air quality, and energy efficiency for a higher quality of life. We provide residential services including heating,

cooling, plumbing, weatherization, and insulation. Energy efficiency is our specialty. Our service area includes Cherry Hill and over 130 municipalities across New Jersey.

What sets us apart in our industry is our focus on getting to the root cause of home performance issues by taking a " whole-house" approach. Consequently, we were named the nation's #1 ranked Home Performance with Energy Star Contractor in 2016 and have been recognized six times as Century Club Award Winners by the EPA. We maintain a high employee retention rate , allowing us to consistently provide these quality services. This is due to our company culture and the opportunities we provide to our employees.

We offer a family, team-oriented environment where we look out for each other and are accountable to one another.

We challenge everyone to become the best at their profession for their own benefit as well as that of our entire team. A DAY IN THE LIFE OF A SALES REP As a Sales Rep, you play a vital role in the success of our business. In the specific area that you are assigned, you knock on doors ready to meet new people, turn them into leads, and generate appointments. As you chat with customers you educate and inform them about all the benefits of energy efficiency. Acting as the first point of contact for our customers, you use your fantastic customer service and communication skills to build strong relationships.

Remaining organized, you maintain KPIs, achieve goals set, and log activity into the CRM. To stay at the top of your game, you acquire, retain, and constantly develop industry knowledge and attend company meetings as required. You enjoy meeting new people, working at new locations, and that no two days are exactly the same. QUALIFICATIONS Proven track record of setting and achieving goals Reliable transportation Clean driving record 18 years old or older Are you goal-oriented and persistent? Do you love meeting new people? Are you outgoing?

Do you have excellent communication skills both written and verbal? Are you able to work well independently? If so, you may be perfect for this full-time or part-time position! ARE YOU READY TO JOIN OUR TEAM? If you feel that you would be right for this full-time or part-time Sales Rep position, please fill out our initial 3-minute, mobile-friendly application so that we can review your information. We look forward to meeting you! Location: 08034