Restaurant or Food Service Jobs encompass various positions within the foodservice industry where employees are responsible for preparing food, serving customers, maintaining cleanliness, and ensuring a satisfactory dining experience. Key features of these jobs include customer interaction, fast-paced environments, unusual hours, including evenings and weekends, and the ability to work as part of a team. Roles range from chefs and line cooks to waitstaff, bartenders, and management, each requiring specific skills like culinary expertise, customer service, and time management. Flexibility and resilience are vital, as the industry is prone to busy periods and varying customer demands.
Science Jobs refer to a broad category of careers focused on the pursuit of scientific research, practical applications of scientific knowledge, and the advancement of technology. These roles are typically found in sectors such as healthcare, engineering, environmental science, and pharmaceuticals. Key characteristics of Science Jobs include a strong emphasis on problem-solving, analytical skills, and a solid foundation in scientific principles. Individuals in these positions often engage in data analysis, experimentation, and innovation to contribute to scientific understanding and development. The field is dynamic and constantly evolving, offering a diverse range of opportunities for specialization and advancement.
Real Estate Jobs refer to various career opportunities within the property industry, encompassing roles such as agents, brokers, appraisers, property managers, and developers. Key features of these jobs include a focus on buying, selling, managing, or investing in real estate properties. These roles often require strong interpersonal skills, knowledge of local property markets, understanding of finance and law, and, for many positions, a specific license. Real estate professionals must also stay updated on market trends and regulatory changes, and are typically rewarded with commissions or fees based on the value of the properties they handle.
Real estate jobs encompass various professional roles within the property industry, including buying, selling, leasing, and managing residential, commercial, and industrial properties. Key roles include real estate agents, brokers, property managers, appraisers, and developers. These positions often require strong interpersonal skills, a deep understanding of market trends, negotiation prowess, and a solid grasp of real estate laws and regulations. With diverse opportunities ranging from urban planning to investment analysis, real estate careers can offer both financial rewards and the satisfaction of facilitating property transactions that fulfill clients' needs and aspirations.
Architect/Design jobs encompass a broad range of professions focused on the planning, designing, and overseeing construction of buildings, spaces, and products. Individuals in these roles are typically creative, with strong visualization skills, attention to detail, and proficiency in design software. Typically, careers in this sector can include roles like architects, interior designers, urban planners, landscape architects, and industrial designers. Each role requires technical expertise, an understanding of aesthetics, and the ability to solve complex problems while adhering to regulatory standards and enhancing functionality and user experience.
across the southern U. S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, mortgage, and title insurance services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.
S. Bank. Summary The Centralized Commercial Lending - New Money Team is searching for a Commercial Underwriting, Sr responsible for evaluating business loan applications based on established Bank policies and procedures. Incumbent will evaluate the merits of a new money loan request in the $3MM-$5MM range of total exposure,
and either recommend a decision to a senior officer or use their own authority to decision the application. Key Responsibilities Include Review cash flows and Moody's Credit Lens spreads, prepared by the Credit Analyst, to conduct in-depth analyses of financial information to form a recommendation of approval or denial of new loans in accordance with the Bank's policy and procedures.
Prepare Credit Origination Memorandum in a clearly written concise manner, identifying strengths, risks and mitigating factors. Review, analyze and evaluate financial and pertinent data to determine credit worthiness of loan prospects and merits of specific loan requests. Collaborate with Relationship Managers,
leaders and Business Development Officers to gather all necessary information to present an accurate and complete backssment of the loan presented.
On occasion, interact with clients or representatives virtually or in person calls in conjunction with Relationship Manager. Ability to prepare high quality, detailed credit approval documents that contain an in-depth analysis, an understanding of and identification of credit issues and risks. Ability to spread and interpret financial statements, tax returns, and projections using Excel. Ability to provide recommendations on loan structuring and alternative structures that may be more appropriate for the transaction.
Ability to mentor/support junior underwriters and credit analysts Ability to work in a high-volume environment, meeting or exceeding Service Level Agreements and turn time goals throughout the process, providing credit decisions in a timely manner. Work independently on special projects related to credit topics and issues as requested by Bank Credit team(s). Support the Bank's strong relationship banking culture through on-going internal partner contact, quality customer service, and superior product knowledge. Understand and adhere to the Bank's Bank Secrecy Act policy and procedures and " know your customer/enhanced due diligence" guidelines.
Brings any suspicious activity to the attention of a supervisor, or the Bank Secrecy Act Officer. Follow all Bank policies and procedures to ensure compliance with all laws and regulations. High-level of knowledge or Non-Owner Occupied CRE structure and credit parameters is a plus May perform other duties as assigned. Qualifications Include Bachelor's degree required for consideration or equivalent combination of education and experience Ten (10)+ years of commercial credit underwriting experience Knowledge/Skills/Abilities/Training/Systems Fundamental understanding of commercial credit underwriting.
Ability to interact with all levels of clients, staff and management. Ability to work successfully in a deadline driven team environment. Strong MS Office skills, especially with Excel. Must be organized and detail oriented with the ability to multitask. Good written and oral communication skills. Good fundamental understanding of general bank operations, proficient understanding of the components of financial planning, deposit products, small business products, investment and insurance products. Knowledge of Moody's Credit Lens preferred Knowledge of n Cino preferred Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- /First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook -- /First Horizon Bank Twitter -- /First Horizon Bnk Linked In -- /company/first-horizon-bank Instagram -- /first_horizon You Tube -- /channel/UCEVs5OMj-b0H9Dr5Q209_-Q Corporate Diversity Commitment: We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve.
We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.
41 CFR 60-1.35(c)PDN-9989ddeb-15e0-4f5a-95b5-9a9ed4d6f0e8
Insurance jobs encompass a variety of roles within the industry focused on assessing risk, providing financial protection, and supporting clients. These positions can range from actuaries who analyze data to predict risk, to claims adjusters who evaluate and process insurance claims. Insurance agents and brokers are also key, selling policies and advising customers on coverage options. The field is known for its stability, as insurance is a necessary service in both good and bad economic times. Moreover, these jobs often require strong analytical skills, attention to detail, and excellent communication abilities, as professionals navigate complex regulations and provide vital assistance to policyholders.
Law Enforcement & Security Jobs encompass a range of roles dedicated to maintaining public order, ensuring the safety of individuals, and protecting property. These positions, such as police officers, security guards, border patrol agents, and cyber security experts, are characterized by a commitment to uphold the law, an emphasis on vigilance and problem-solving, and often require physical fitness, strong communication skills, and the ability to respond effectively in high-pressure situations. This sector is pivotal for societal safety and often involves collaboration with community members and other emergency services.
Management & Executive Jobs refer to positions within an organization that involve overseeing operations and making strategic decisions to guide the company towards its objectives. These roles are characterized by leadership responsibilities, high-level planning, and typically require extensive experience. Executives set the vision and goals, while managers ensure that daily activities align with these directives. Such positions often demand strong communication and interpersonal skills, as well as the ability to solve complex problems and adapt to changing business environments.
IT jobs refer to positions focused on the development, implementation, support, and management of computer-based information systems. These roles often require skills in programming, system analysis, hardware and networking, database management, and cybersecurity. Characteristic features of IT jobs include a strong emphasis on problem-solving, continual learning to keep up with rapid technology changes, and the potential for remote work given the digital nature of the field. IT professionals might work in various industries, from tech corporations to financial services, health care, and government sectors.
Manufacturing/Operation jobs involve the process of creating products from raw materials or components, typically in a systematic and organized manner. These roles often include tasks such as assembly, machine operation, quality control, and maintenance of equipment. Key features of these positions include hands-on work, adherence to safety protocols, a focus on efficiency and productivity, and the necessity of technical knowledge or specialized skills. Jobs in this sector can range from assembly line workers to machine operators and engineers, all contributing to the transformation of inputs into finished goods.
Banking jobs refer to positions within the financial services sector where individuals manage money, credit, and other financial transactions for clients. These roles include investment banking, retail banking, and wealth management among others. Some characteristics of banking jobs are their focus on financial analysis, risk management, customer service, and compliance with regulatory standards. These roles often require strong analytical skills, attention to detail, and a solid understanding of financial markets. Additionally, banking professionals must continuously adapt to evolving financial technologies and regulatory changes.
Hospitality and travel jobs refer to occupations within the industry focused on providing services to ensure guests or travelers have memorable experiences. These roles are characterized by their emphasis on customer service, effective communication, cultural sensitivity, and adaptability. Jobs in this sector can range from hotel management, food and beverage services, and event planning, to tour operators and travel agents. Those in the field typically operate in dynamic, people-oriented environments that demand flexibility and a knack for problem-solving, with often variable working hours dependent on the seasonality and nature of services offered.
Research & Development (R&D) jobs involve the creation of new knowledge, products, or processes through innovation and rigorous investigation. These roles are often found in sectors like pharmaceuticals, technology, manufacturing, and academics. Key features include data analysis, experimental design, prototyping, and intellectual property management. R&D professionals are typically highly educated and possess a strong background in their field of expertise. The overarching goal of R&D jobs is to drive progress, improve existing offerings, and maintain competitive advantage through cutting-edge solutions and discoveries.
Research & Development (R&D) jobs are positions focused on creating new products, enhancing existing ones, or discovering new knowledge to advance technology. Individuals in these roles typically work for companies aiming to innovate and maintain competitiveness. Key characteristics of R&D jobs include problem-solving, creativity, a strong technical background, and the ability to work collaboratively. R&D professionals often engage in experimental testing, data analysis, and continuous learning to achieve breakthroughs in sciences, engineering, or other fields. The nature of these jobs is inherently dynamic, requiring adaptability and a forward-thinking mindset.
