Location: Adamsburg, PA
Company: The Alicea Insurance Agency
Insurance jobs refer to various career paths within the insurance industry, encompassing roles such as underwriters, claims adjusters, insurance agents, risk managers, and actuaries. These positions are characterized by their focus on assessing risk, determining policy coverage, managing claims, and providing financial protection to individuals and businesses. The field demands strong analytical skills, attention to detail, and excellent communication abilities, as professionals work to tailor policies to the needs of clients and help them understand complex insurance concepts. Additionally, careers in insurance often offer opportunities for advancement, job stability, and the satisfaction of helping others manage potential losses.
Insurance jobs are positions in the insurance industry where professionals help individuals and businesses manage risk and protect against financial loss. They encompass a variety of roles such as insurance agents, underwriters, claims adjusters, and actuaries. Key characteristics of these jobs include assessing risk, determining policy terms, negotiating contracts, and assisting clients with claims. Insurance careers often require strong analytical skills, attention to detail, and excellent interpersonal communication. These roles are crucial for the functioning of a stable economy as they provide a safety net for unforeseen events.
and professionally through various resources and programs. New York Life is a relationship-based company and appreciates how both virtual and in-person interactions support our culture. GBS Alternate locations: Philadelphia, PA (Pennsylvania); Bloomfield, CT (Connecticut); Chattanooga, TN (Tennessee); Overland Park, KS (Kansas); Phoenix, AZ (Arizona) This position primarily involves a hybrid work schedule - working remotely: Monday & Friday / on site: Tuesday, Wednesday and Thursday.
The Group Benefit Solutions Underwriting Organization partners with Sales, Client Management, Pricing, Risk Management, and other business partners to evaluate and manage risk. We are responsible for analyzing
employer group characteristics and plan designs to determine the appropriate rates for Life, Accident, Disability and Absence products. One of our key priorities is to manage the growth and profitability of our portfolio, through new business sales and persistency of our inforce book of business.
Our team also includes the Medical Underwriting organization that evaluates the risk of individual applications for Life and Disability coverage, as well as our UW Operations organization that helps to drive efficiency and productivity in our process. As an Underwriter, you will use your knowledge and expertise to determine plan designs and rates for our employer group clients minimizing risk
and optimizing profit in the process. You will evaluate and interpret data from numerous sources, including group demographics, industry research, and other actuarial tools, to develop a risk analysis of each employer group.
You will consult with sales reps and brokers to explain your analysis and work together with them to balance risk and profits. You will have opportunities for other projects outside the risk backssment portion of your job, such as processes for efficiency or acting as a trainer or mentor to other underwriters. Responsibilities : Perform case specific risk analysis to develop appropriate premium rates for a given risk to support the market's growth and profitability goals Responsible for account level rate development and conducting customer negotiations with Sales on a more complex book of business Develop strategic recommendations related to market competition, products, and pricing Manage an assigned book of business, focused on attaining profitable growth, persistency, and earnings Partner with sales department and brokers to deliver customer presentations and acts as financial consultant on case-specific issues Influence underwriting best practice and provides input to matrix partners on product development and pricing Mentor and train less tenured underwriters.
Help increase their understanding of risk management & underwriting, maintaining focus on technical knowledge and competency skill development Act as a trusted resource and technical expert to team and matrix partners Qualifications : Bachelor's degree or equivalent work experience required 5+ years of Group Life, Accident, Long Term Disability, Short Term Disability, and Absence underwriting, or other relevant experience required Demonstrated knowledge of large employer groups with multi-carrier product offerings and awareness of the drivers of a marketing outside of group insurance specific dynamics Thorough knowledge of risk factors that influence market and competitive conditions Ability to make effective decisions based on strong knowledge of all financial and risk levels, both internal and external Strong time management skills, highly organized, detail oriented Ability to foster strong working relationships Strong interpersonal and communication skills Ability to communicate complex ideas, persuade and negotiate effectively Ability to lead discussions and deliver external presentations and analysis to a diverse client base #LI-SV1 #LI-HYBRID #LI-REMOTE Salary range: $77,500 - $116,500 Overtime eligible: Exempt Discretionary bonus eligible: Yes Sales bonus eligible: No This position is eligible for health and wellness benefits including but not limited to paid vacation, health care insurance and flexible spending accounts, 401K match, and tuition assistance/student loan repayment program.
Recognized as one of Fortune's World's Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners.
We invite you to bring your talents to New York Life, so we can continue to help families and businesses " Be Good At Life. " To learn more, please visit Linked In , our Newsroom and the Careers page of . Job Requisition ID: 88289 Nearest Major Market: Philadelphia Job Segment: Outside Sales, Underwriter, Social Media, Accounting, Actuarial, Sales, Insurance, Marketing, Finance Requisition #: 9669955006ahf9io63
and professionally through various resources and programs. New York Life is a relationship-based company and appreciates how both virtual and in-person interactions support our culture. GBS This position could be based in the following alternate locations: Philadelphia, PA (Pennsylvania); Bloomfield, CT (Connecticut); Chattanooga, TN (Tennessee); Overland Park, KS (Kansas); Phoenix, AZ (Arizona) GBS Voluntary Benefits Experienced Underwriter The Group Benefit Solutions Underwriting Organization partners with Sales, Client Management, Pricing, Risk Management, and other business partners to evaluate and manage risk.
We are responsible for analyzing employer group characteristics and plan
designs to determine the appropriate rates across our suite of group insurance products. This position represents a unique and exciting opportunity to join the Underwriting organization for NYL's re-entry into the Voluntary Benefits market with the upcoming release of our new Accident Insurance, Critical Illness, and Hospital Indemnity products.
As a Voluntary Benefits Underwriter, you will use your knowledge and expertise to determine plan designs and rates for our employer group clients with a focus on backssing risk and optimizing profit. In this role you will: Evaluate and interpret data from numerous sources, including group demographics, industry research, and other actuarial tools,
to develop a risk backssment of each employer group. Consult with sales reps and brokers to explain your analysis and work together to balance risk and profit.
Have opportunities for projects outside of quoting, such as serving as a technical expert for our tools, identifying and implementing new processes for efficiency or acting as a trainer or mentor to other underwriters. Ideal candidates for this position will have prior knowledge and experience of Voluntary Accident Insurance, Critical Illness, and Hospital Indemnity products and underwriting. Responsibilities : Underwrite new business opportunities for New York Life Group Benefits Solutions Accident Insurance, Critical Illness, and Hospital Indemnity products.
Perform case specific risk backssments to develop appropriate premium rates for presale business to aid growth and profitability goals. Recommend strategies and plan designs to win new business opportunities. Proactively engage and consult with Sales partners and Enrollment team to drive successful enrollment results. Manage a growing book of business, focused on attaining profitable growth, persistency, and earnings. Partner with sales department and brokers to deliver customer presentations and act as financial consultant on case-specific issues.
Develop strategic recommendations related to market competition, products, and pricing. Influence underwriting best practices and provide input to matrix partners on product development and pricing. Mentor and train less tenured underwriters. Help increase their understanding of underwriting with a focus on technical knowledge and competency skill development. Act as a credible resource and technical expert to team and matrix partners. Represent Underwriting on projects and initiatives. Qualifications : Bachelor's degree in a business subject area preferred, or equivalent experience required.
Minimum of 3 years of Group Accident Insurance, Critical Illness, Hospital Indemnity, or other relevant experience required. Ability to establish priorities, confirm and communicate decisions, work on multiple assignments, and comply with deadlines. Innovative thinker who is self-motivated to learn and look for ways to improve our process. Comfortable dealing with ambiguity and willingness to pivot quickly when needed. Ability to make effective decisions based on independent risk analysis and strong financial acumen. Thorough knowledge of risk levers that influence market and competitive conditions.
Strong interpersonal skills that foster collaborative working relationships. Demonstrated ability to balance stakeholder and matrix partner goals to achieve optimal outcome. Strong written and oral communication skills. Ability to analyze and explain complex ideas; persuade and negotiate effectively with the ability to deliver both internal and external presentations. Highly organized and detail oriented. Able to manage time effectively and prioritize workload to meet deadlines. Ability to lead discussions and deliver external presentations and analysis to a diverse client base.
Locations: Hybrid Schedule: Philadelphia PA, Overland Park, KS, Chattanooga TN, Farmington CT, Phoenix AZ, Fully Remote can be considered. #LI-SV1 #LI-HYBRID Salary range: $77,500 - $116,500 Overtime eligible: Exempt Discretionary bonus eligible: Yes Sales bonus eligible: No Click here to learn more about our benefits. Starting salary is dependent upon several factors including previous work experience, specific industry experience, and/or skills required. Recognized as one of Fortune's World's Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation.
We're proud that due to our mutuality, we operate in the best interests of our policy owners. We invite you to bring your talents to New York Life, so we can continue to help families and businesses " Be Good At Life. " To learn more, please visit Linked In , our Newsroom and the Careers page of . Job Requisition ID: 89166 Nearest Major Market: Philadelphia Job Segment: HR, Underwriter, Outside Sales, Social Media, Accounting, Human Resources, Insurance, Sales, Marketing, Finance Requisition #: 107145xyz X6ahf9io63
and professionally through various resources and programs. New York Life is a relationship-based company and appreciates how both virtual and in-person interactions support our culture. GBSThis position could be based in the following alternate locations: Philadelphia, PA (Pennsylvania); Bloomfield, CT (Connecticut); Chattanooga, TN (Tennessee); Overland Park, KS (Kansas); Phoenix, AZ (Arizona) GBS Voluntary Benefits Experienced Underwriter The Group Benefit Solutions Underwriting Organization partners with Sales, Client Management, Pricing, Risk Management, and other business partners to evaluate and manage risk.
We are responsible for analyzing employer group characteristics and plan
designs to determine the appropriate rates across our suite of group insurance products. This position represents a unique and exciting opportunity to join the Underwriting organization for NYL's re-entry into the Voluntary Benefits market with the upcoming release of our new Accident Insurance, Critical Illness, and Hospital Indemnity products.
As a Voluntary Benefits Underwriter, you will use your knowledge and expertise to determine plan designs and rates for our employer group clients with a focus on backssing risk and optimizing profit. In this role you will: Evaluate and interpret data from numerous sources, including group demographics, industry research, and other actuarial tools,
to develop a risk backssment of each employer group. Consult with sales reps and brokers to explain your analysis and work together to balance risk and profit.
Have opportunities for projects outside of quoting, such as serving as a technical expert for our tools, identifying and implementing new processes for efficiency or acting as a trainer or mentor to other underwriters. Ideal candidates for this position will have prior knowledge and experience of Voluntary Accident Insurance, Critical Illness, and Hospital Indemnity products and underwriting. Responsibilities : Underwrite new business opportunities for New York Life Group Benefits Solutions Accident Insurance, Critical Illness, and Hospital Indemnity products.
Perform case specific risk backssments to develop appropriate premium rates for presale business to aidgrowth and profitability goals. Recommend strategies and plan designs to win new business opportunities. Proactively engage and consult with Sales partners and Enrollment team to drive successful enrollment results. Manage a growing book of business, focused on attaining profitable growth, persistency, and earnings. Partner with sales department and brokers to deliver customer presentations and act as financial consultant on case-specific issues.
Develop strategic recommendations related to market competition, products, and pricing. Influence underwriting best practices and provide input to matrix partners on product development and pricing. Mentor and train less tenured underwriters. Help increase their understanding of underwriting with a focus on technical knowledge and competency skill development. Act as a credibleresource and technical expert to team and matrix partners. Represent Underwriting on projects and initiatives. Qualifications : Bachelor's degree in a business subject area preferred, or equivalent experience required.
Minimum of 3 years of Group Accident Insurance, Critical Illness, Hospital Indemnity, or other relevant experience required. Ability to establish priorities, confirm and communicate decisions, work on multiple assignments, and complywithdeadlines. Innovative thinker who is self-motivated to learn and look for ways to improve our process. Comfortable dealing with ambiguity and willingness to pivot quickly when needed. Ability to make effective decisions based on independent risk analysis and strong financial acumen. Thorough knowledge of risk levers that influence market and competitive conditions.
Strong interpersonal skills that foster collaborative working relationships. Demonstrated ability to balance stakeholder and matrix partnergoals to achieve optimal outcome. Strong written and oral communication skills. Ability to analyze and explain complex ideas; persuade and negotiate effectively with the ability to deliver both internal and external presentations. Highly organized and detail oriented. Able to manage time effectively and prioritize workload to meet deadlines. Ability to lead discussions and deliver external presentations and analysis to a diverse client base.
Locations: Hybrid Schedule: Philadelphia PA, Overland Park, KS, Chattanooga TN, Farmington CT, Phoenix AZ, Fully Remote can be considered. #LI-SV1#LI-HYBRID Salary range: $77,500 - $116,500 Overtime eligible: Exempt Discretionary bonus eligible: Yes Sales bonus eligible: No Click here to learn more about our benefits. Starting salary is dependent upon several factors including previous work experience, specific industry experience, and/or skills required. Recognized as one of Fortune's World's Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation.
We're proud that due to our mutuality, we operate in the best interests of our policy owners. We invite you to bring your talents to New York Life, so we can continue to help families and businesses " Be Good At Life. " To learn more, please visit Linked In , our Newsroom and the Careers page of . Job Requisition ID:89166PDN-9a08a2bf-697d-4b9d-b003-e47c055abf69
