Location: New Iberia, LA
Insurance jobs are positions in the insurance industry where professionals help individuals and businesses manage risk and protect against financial loss. They encompass a variety of roles such as insurance agents, underwriters, claims adjusters, and actuaries. Key characteristics of these jobs include assessing risk, determining policy terms, negotiating contracts, and assisting clients with claims. Insurance careers often require strong analytical skills, attention to detail, and excellent interpersonal communication. These roles are crucial for the functioning of a stable economy as they provide a safety net for unforeseen events.
Insurance jobs encompass a variety of roles within the insurance industry, ranging from sales and customer service to risk assessment and claims processing. Professionals in this sector typically work for insurance companies, brokerages, or independent agencies, helping individuals and businesses understand and obtain coverage for potential risks. Key features of insurance jobs include analyzing financial risks, providing expert advice on insurance policies, handling policy renewals, and assisting clients with claims. This field requires strong interpersonal skills, attention to detail, and in some positions, analytical abilities to calculate and price insurance premiums. It's a sector known for its stability, opportunities for growth, and contribution to personal and economic security.
Insurance jobs refer to careers within the insurance industry, where professionals help individuals and businesses manage risk and financial losses by providing them with insurance products. These roles can range from sales agents who sell policies, underwriters who assess risks and set premiums, claims adjustors who handle the compensation process, to actuaries who analyze statistical data to price insurance products accurately. The sector is known for its stability, opportunities for advancement, and the critical role it plays in personal financial planning and the economic health of society.
across the southern U. S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, mortgage, and title insurance services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.
S. Bank. Summary The Centralized Commercial Lending - New Money Team is searching for a Commercial Underwriting, Sr responsible for evaluating business loan applications based on established Bank policies and procedures. Incumbent will evaluate the merits of a new money loan request in the $3MM-$5MM range of total exposure,
and either recommend a decision to a senior officer or use their own authority to decision the application. Key Responsibilities Include Review cash flows and Moody's Credit Lens spreads, prepared by the Credit Analyst, to conduct in-depth analyses of financial information to form a recommendation of approval or denial of new loans in accordance with the Bank's policy and procedures.
Prepare Credit Origination Memorandum in a clearly written concise manner, identifying strengths, risks and mitigating factors. Review, analyze and evaluate financial and pertinent data to determine credit worthiness of loan prospects and merits of specific loan requests. Collaborate with Relationship Managers,
leaders and Business Development Officers to gather all necessary information to present an accurate and complete backssment of the loan presented.
On occasion, interact with clients or representatives virtually or in person calls in conjunction with Relationship Manager. Ability to prepare high quality, detailed credit approval documents that contain an in-depth analysis, an understanding of and identification of credit issues and risks. Ability to spread and interpret financial statements, tax returns, and projections using Excel. Ability to provide recommendations on loan structuring and alternative structures that may be more appropriate for the transaction.
Ability to mentor/support junior underwriters and credit analysts Ability to work in a high-volume environment, meeting or exceeding Service Level Agreements and turn time goals throughout the process, providing credit decisions in a timely manner. Work independently on special projects related to credit topics and issues as requested by Bank Credit team(s). Support the Bank's strong relationship banking culture through on-going internal partner contact, quality customer service, and superior product knowledge. Understand and adhere to the Bank's Bank Secrecy Act policy and procedures and " know your customer/enhanced due diligence" guidelines.
Brings any suspicious activity to the attention of a supervisor, or the Bank Secrecy Act Officer. Follow all Bank policies and procedures to ensure compliance with all laws and regulations. High-level of knowledge or Non-Owner Occupied CRE structure and credit parameters is a plus May perform other duties as assigned. Qualifications Include Bachelor's degree required for consideration or equivalent combination of education and experience Ten (10)+ years of commercial credit underwriting experience Knowledge/Skills/Abilities/Training/Systems Fundamental understanding of commercial credit underwriting.
Ability to interact with all levels of clients, staff and management. Ability to work successfully in a deadline driven team environment. Strong MS Office skills, especially with Excel. Must be organized and detail oriented with the ability to multitask. Good written and oral communication skills. Good fundamental understanding of general bank operations, proficient understanding of the components of financial planning, deposit products, small business products, investment and insurance products. Knowledge of Moody's Credit Lens preferred Knowledge of n Cino preferred Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- /First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook -- /First Horizon Bank Twitter -- /First Horizon Bnk Linked In -- /company/first-horizon-bank Instagram -- /first_horizon You Tube -- /channel/UCEVs5OMj-b0H9Dr5Q209_-Q Corporate Diversity Commitment: We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve.
We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.
41 CFR 60-1.35(c)PDN-9989ddeb-15e0-4f5a-95b5-9a9ed4d6f0e8
Please refer to the? Job Specifications? tab located at the top of the LA Careers? Current Job Opportunities? page of Civil Service website for specific information on salary ranges, minimum qualifications and job concepts for each level. Applicants must have Civil Service test scores for 8100-Professional Level Exam in order to be considered for this vacancy unless exempted by Civil Service rule or policy.
If you do not have a score prior to applying to this posting, it may result in your application not being considered. Applicants without current test scores can apply to take the test here. To apply for this vacancy, click on the? Apply? link above and complete an electronic application,
which can be used for this vacancy as well as future job opportunities. Applicants are responsible for checking the status of their application to determine where they are in the recruitment process.
Further status message information is located under the Information section of the Current Job Opportunities page. Resumes WILL NOT be accepted in lieu of completed education and experience sections on your application. Applications may be rejected if incomplete. For further information about this vacancy contact: Lori G. Blair Louisiana Department of Insurance P. O. Box 94214Baton Rouge, LA Qualifications MINIMUM QUALIFICATIONS: A baccalaureate degree. SUBSTITUTIONS: Six years of full-time
work experience in any field may be substituted for the required baccalaureate degree only.
Candidates without a baccalaureate degree may combine work experience and college credit to substitute for the baccalaureate degree as follows: A maximum of 120 semester hours may be combined with experience to substitute for the baccalaureate degree. 30 to 59 semester hours credit will substitute for one year of experience towards the baccalaureate degree. 60 to 89 semester hours credit will substitute for two years of experience towards the baccalaureate degree. 90 to 119 semester hours credit will substitute for three years of experience towards the baccalaureate degree.
120 or more semester hours credit will substitute for four years of experience towards the baccalaureate degree. College credit earned without obtaining a baccalaureate degree may be substituted for a maximum of four years full-time work experience. Candidates with 120 or more semester hours of credit, but without a degree, must also have at least two years of full-time work experience to substitute for the baccalaureate degree. NOTE: Any college hours or degree must be from a school accredited by one of the following regional accrediting bodies: the Middle States Commission on Higher Education; the New England Association of Schools and Colleges; the Higher Learning Commission; the Northwest Commission on Colleges and Universities; the Southern Association of Colleges and Schools; and the Western Association of Schools and Colleges.
Job Concepts FUNCTION OF WORK: To regulate and enforce statutory laws relative to the insurance industry. LEVEL OF WORK: Entry. SUPERVISION RECEIVED: Direct from Insurance Supervisor or other higher-level personnel. SUPERVISION EXERCISED: None. LOCATION OF WORK: Department of Insurance. JOB DISTINCTIONS: Differs from Insurance Technician 2 by presence of professional level duties Differs from Insurance Specialist 2 by the complexity of duties.
Examples of Work EXAMPLES LISTED BELOW INCLUDE BRIEF SAMPLES OF COMMON DUTIES ASSOCIATED WITH THIS JOB TITLE. PLEASE NOTE THAT NOT ALL TASKS ARE INCLUDED. Communicates by telephone, correspondence, and/or meetings with company filing officials, government representatives, attorneys, private individuals, policyholders, professional associations, and the public regarding: rate filing information submitted or required; state insurance laws regulations and directives; licensing laws, rules, and regulations; examinations for licensing; and insurance company appointments.
Researches data of submissions from insurance companies involving use of rules and rates through the aid of computer and physical files; researches insurance laws, analyzes legal information and insurance contracts, renders decisions and composes correspondence to interested parties pertaining to insurance inquiries and complaints, and conducts formal investigations regarding these inquiries and complaints. Compares filing requests with other filings, approved and disapproved, for similarities in rules and rates requested; reviews insurance policy forms and contracts for compliance with Louisiana Insurance Code, recommending approval or disapproval thereon; analyzes rule and rate filings submitted by insurance companies to backss appropriateness of requested changes and fairness to consumers.
Attends departmental hearings to give testimony based on investigative findings. Cooperates with public agencies and private organizations in efforts to prevent, detect, and prosecute fraudulent insurance transactions. Maintains familiarity with the Insurance Code and departmental rules and regulations which govern the administration of the insurance examinations.
Maintains several rating manuals for various lines of insurance.
