Location: Peoria, AZ
members. We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special! The Opportunity Our Credit Risk Analytics team drives oversight of Retail Bank Credit through analytics of business strategies and portfolio health.
This unique opportunity will enable the Credit Risk professional to collaborate with others across the bank business units, risk management, and the USAA Enterprise in the management and backssment of credit risk. We are seeking a dedicated Director, Credit Risk Analytics to lead a team on analysts responsible for portfolio
analytics and risk management. The director is responsible for transformation of effective risk management frameworks to enable strategic solutions for Bank portfolios.
Will lead quantitative credit/behavioral/financial analytics or predictive modeling to backss risk and opportunities while providing effective challenge for risk and strategy proposals. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL. Relocation assistance is not available for this position. Primary Responsibilities:
Leverages industry leading practices and expert analytical rigor to lead backssments of risks and opportunities across the Bank’s consumer portfolios and translate results into strategic solutions.
Influences Bank risk strategy across lines of defense by effectively leading communications on complex analytical frameworks, predictive analytics, and data science insights to diverse and senior audiences such as management committees. Leverages expert knowledge to design and develop advanced quantitative analysis across departments and programs. Proactively Identifies the need for and leads development of nuanced qualitative analysis that brings structure and clarity to ambiguous and challenging bank or enterprise problems.
Effectively challenges and recommends approval for credit, product, and/or risk proposals through detailed research and vetting, leveraging banking product knowledge and critical thinking skills to ensure strong portfolio performance outcomes. Responsible for development and maintenance of comprehensive risk reporting suite in support of management and committee oversight of existing and emerging risks. Utilizes analytically derived insights to deliver strategic visions and decisions with significant impact to business results.
Leverages industry leading practices to integrate best in class risk management programs and frameworks to identify, mitigate, measure, and monitor risk. Optimizes work produced by the team by providing prioritization, guidance, and thought leadership to team members regarding analytics and risk management. Builds and oversees a team of employees for assigned functional area through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities. May be accountable for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure.
Minimum Requirements: Bachelor's degree or 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree 8 years experience in industry leading risk analytics, framework development, second line effective challenge, and risk governance. OR 6 years experience in in industry leading risk analytics, framework development, second line effective challenge, and risk governance. with an advanced degree in a quantitative, scientific, engineering, business or technical field OR an equivalent level of evidenced, demonstrated competencies in industry leading risk analytics, framework development, second line effective challenge, and risk governance.
3 years management, team or major initiative leadership experience. 3 years prior industry leading analytical experience in a financial services environment. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Demonstrated ability to provide effective challenge to senior leaders regarding risks and opportunities.
Experience leading, designing and implementing effective risk management frameworks. Experience coaching and guiding peers on analytics, and/or risk management. Demonstrated knowledge of relevant laws, rules and regulations, such as guidance and requirements associated with OCC Heightened Standards. Ability to ensure regulatory adherence across lines of defense Strong knowledge of current analytical coding languages such as Python, SAS, or SQL. Preferred Experience: 6 – 8 years of work experience at a large financial institution focused on Credit Card or Personal Loans or Auto loan Risk Management or Oversight, to include strategies and policies Demonstrated strategy development and thought leadership within Bank Risk.
Experience applying Credit and other principal Risk frameworks and subject-matter expertise in a financial services and/or banking industry to produce innovative solutions Discover key loss insights and trends occurring within the portfolio of loans, applying analytic methods and knowledge of origination and loan servicing practices and competitor and industry benchmarks Proven relationship management skills with ability to deepen relationships and build partnerships across lines of business and key functional support areas including first-line risk, financial management, audit services, and other areas of independent risk management Experience presenting to senior management-level audiences and committees with ability to quickly summarize and communicate complex topics.
Experience overseeing teams as well as large complex projects and initiatives Quantitative advanced degree/designation The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
What we offer: Compensation: USAA has an effective process for backssing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $132,500 - $253,220. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, please visit our benefits page on. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled.
Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, interaction, interactionual orientation, gender identity, national origin, disability, or status as a protected veteran. For more details: jobs-search. org/director_peoria-c424810/director-credit-risk-analytics-peoria_i1970651990
their products or services -Cold call and hunt for new potential clients to offer our marketing services in the Peoria, AZ area. -Prepare and deliver sales presentations to new and existing customers om the Peoria, AZ area -Conduct research on customers to determine if there is a mutual fit for both parties.
Please apply directly to this post with your resume. Peoria, AZ
or services -Cold call and hunt for new potential clients to offer our marketing services in the Mesa, Arizona area. -Prepare and deliver sales presentations to new and existing customers om the Mesa, Arizona area -Conduct research on customers to determine if there is a mutual fit for both parties.
Please apply directly to this post with your resume. Mesa, AZ
identifying potential plan redesign opportunities.
This position reports to Senior Managers/Owners. Primary Responsibilities Preparation and review of annual report and use of judgement required on qualified defined contribution and/or defined benefit plans for Senior Manager/Shareholder review including: Review and Interpret the plan document specifications and apply to the employee/participant Prepare optimum contribution allocation; Review reconciled trust accounts to plan accounts; Perform and review non-discrimination testing (combined plan where applicable); Calculate minimum required contribution, maximum deductible and recommended contribution for the DB plan; Calculate maximum
benefits (415(b)) as needed; Prepare/Review IRS Forms 5558, 5330, and 5500 (including Schedule SB) and, from time to time, Forms 5307 and 5310; Prepare PBGC Forms; Calculate required minimum distributions; Prepare excel testing and contribution file for comparison to pension software file output; Identify highly compensated and key employees and assure minimum allocations to non-highly compensated and non-key employees are met; Review distribution and loan disclosures and paperwork based upon plan provisions Prepare/Review/Sign Plan Termination submission as applicable (i.
e. PBGC, IRS) Prepare/Review amendments and plan documents; Respond/Communicate with governmental agencies as needed;
Prepare illustrations and provide consulting support for potential clients; Communicate with client, accountant, attorney and investment advisor on plan related issues.
Develop relationships with clients to establish long-term working relationships. Track data received and not received and follow up with related parties to receive data and maintain responsibility of client caseload management. Review of participant disclosures and notifications. Identify potential plan redesign opportunities, potential prohibited transactions. Train other staff, as needed. Review and make decisions on client invoicing. Review the work of others, as needed. Attend conferences as directed Other duties as assigned.
Knowledge, Skills and Abilities Knowledge of IRS/ERISA regulations and funding methods; Proficient in using Microsoft Office products and other technology to complete tasks. Enrolled Actuary (" EA" ) designation and other designations as applicable (i. e. ASPPA, NIPA); Demonstrated ability to determine benefits and benefit limitations, determine required funding, prepare actuarial valuations and perform non-discrimination testing (with heavy emphasis on combined plan testing); Demonstrated ability to multi-task, meet deadlines, and work in a fast-paced environment to create high-quality products and solutions; Demonstrated technical knowledge and interpersonal communication skills needed to effectively and diplomatically review others' work with a particular focus in the small plan market (less than 100 participants); Demonstrated ability and willingness to take full responsibility for assigned client plans, completing work in a timely manner, communicating with clients, collaborating with colleagues, and proactively resolving issues; Demonstrated ability to analyze situations and attend to detail to ensure quality Education and Experience Requirement Bachelor's degree required; Enrolled Actuary designation required; Minimum 8 years' experience in an actuarial capacity
In this role, you will: Be accountable for delivering category expense savings/avoidances, and drafting customized contract terms to proactively address business requirements and risk concerns Proactively identify and escalate contract risk-related issues, and identify and create alternative contract language to mitigate risks (financial, operational, and reputational) when negotiating Master Agreements, Transaction Documents (e.
g. Statements of Work or Schedules), Amendments and other contractual documents Work with key stakeholders (senior leaders) across the LOB or enterprise to determine the long-term needs and applicable supply/service strategies Work with business partners to identify
and drive Total Cost of Ownership (TCO) process improvements to reduce costs Support initiatives specific to e-business (procure-to-pay), supplier diversity, and sustainability in an effort to continually improve category effectiveness and efficiencies Required Qualifications, US: 4+ years of Sourcing, Procurement experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Fundamental understanding of contract law, including a minimum of 3 years' experience drafting, reviewing, and interpreting contracts Comprehensive sourcing and contract negotiation experience in marketing and media.
Sourcing and contract negotiation experience with suppliers in one or more of the following categories: professional services or contingent labor, technology (e.
g. IT consulting and hardware/software/Saa S), facilities and or construction, financial services industry related products and serviceinteractionperience negotiating contracts and sourcing for a large complex organization in highly regulated environment Ability to project manage deals, including legal, financial and stakeholder reviews Strong benchmarking and analysis capabilities Proficiency with leading web-based contract management, strategic sourcing (RFx) and reverse auction tools (ex: Beeline, Emptoris, and Ariba)Experience managing third party relationships and measuring performance results Ability to quickly establish credibility to build and maintain effective working relationships Strong time management skills and ability to meet deadlines Strong analytical skills and high attention to detail Posting End Date: 30 Dec 2023 Job posting may come down early due to volume of applicants.
We Value Diversity At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, interactionual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.
There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, interaction, interactionual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. PDN-997d910b-d043-4a00-af04-14e717fa791f
