Location: Shrewsbury, PA
Company: Victra
Consulting jobs refer to positions where individuals, known as consultants, offer expert advice to organizations or individuals across various industries. These jobs are characterized by problem-solving, strategic thinking, and often require deep expertise in specific areas such as management, technology, finance, or law. Consultants may work for a consulting firm or independently, and their roles often involve project-based work, travel, and client-facing interactions. With a focus on improving client business performance, consultants analyze challenges, propose solutions, and may help implement changes to achieve objectives and drive growth.
Consulting jobs involve providing expert advice to organizations to help solve issues, create value, optimize growth, and improve business performance. Professionals in this field analyze challenges and opportunities, develop solutions, and help implement changes across various industries. These roles typically require strong analytical and interpersonal skills, as consultants must understand client needs, communicate effectively, and foster positive relationships. Consulting jobs are known for their dynamic nature, offering diverse projects, potential for extensive travel, and opportunities for rapid career progression.
manager, and retirement plan advisor. NFP provides solutions enabling client success through the expertise of over 7,000 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors and financial institutions.
To learn more, please visit: . Summary of Role: The Senior Consultant interacts with clients on a day-to-day basis while developing and maintaining relationships with both client and carrier representatives. This individual will research, analyze, and evaluate medical, life, disability and other benefit plans and act as a trusted benefit advisor to clients. This role requires the employee to take on the role of lead consultant
and primary point of contact for clients. The Senior Consultant is a seasoned advisor and may work on large, complex accounts with some degree of supervision and approval from their Supervisor.
At this level, the Senior Consultant may have direct supervision of team members. Essential Duties and Responsibilities: Designing, implementing and managing all aspects of an employer sponsored benefits program. Developing and executing client strategic plan and defined deliverables Exploring strategic alternatives and providing strategic guidance while quantifying the financial implication and associated risk of options presented for consideration Negotiating terms, conditions, coverage limits
and pricing with carriers and vendors Developing and maintaining ongoing relationships with clients; acting as the subject matter expert on Health & Welfare Benefits and vendor/carrier products and services Maintaining and executing a project plan to ensure client deliverables are provided on a timely basis.
Delegating work to more junior team members as appropriate. Understanding and articulating alternative funding strategies, analyzing viability on a client specific basis Demonstrating a genuine understanding of the mechanics of client financials and related projections Building and maintaining strong relationships with clients and carriers Keeping clients apprised of appropriate industry trends including all state and federal regulatory issues Explaining regulatory compliance and legislative guidelines including as related to COBRA, HIPAA, ERISA, Section 125, and Health Care Reform Interpreting plan rules to ensure compliance with Plan Documents and Summary Plan Descriptions (SPDs) Anticipating client needs and identifying strategies to address them Overseeing the implementation of new business Overseeing open enrollment; developing and/or reviewing client presentations and communication materials May have direct supervisory responsibility of junior team members Review the work of junior team members and provide appropriate guidance and skill development Ensure all client data is entered into CRM System (Salesforce) in a timely manner.
Knowledge, Skills and/or Abilities: Comprehensive knowledge of carrier products and services, industry trends, benefits administration, regulatory compliance and Health Care Reform Ability to work independently and anticipate client and team needs Effective project management, time management and organizational skills Strong analytical and financial skills Excellent attention to detail and commitment to outstanding client service Ability to express ideas clearly in both written and oral communications Strong Microsoft Excel and Power Point skills Commanding presentation and public speaking abilities Education and/or Experience: A Bachelor's Degree in Risk Management, Business, Finance or a related field preferred 8+ years health and welfare consulting experience Certificates, Licenses, Registration: Life, Accident and Health Insurance License required GBA or CEBS Certification a plus Physical Demand: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this Job, the employee is regularly required to sit; use hands to handle or feel and talk or hear. The employee is frequently required to reach with hands and arms. The employee is occasionally required to stand and walk. Specific vision abilities required by this job include close vision and distance vision. What We Offer We're proud to offer a competitive salary, PTO & paid holidays, 401(k) with match, exclusive discount programs, health & wellness programs, and more. Our People First culture focuses on building and nurturing lifelong relationships with our employees because, at the end of the day, we exist to be there for others.
NFP and You. Better together! NFP is an inclusive Equal Employment Opportunity employer. PDN-9aa58177-eada-76a9626b7c00
and professionally through various resources and programs. New York Life is a relationship-based company and appreciates how both virtual and in-person interactions support our culture. GBSThe Group Benefit Solutions Underwriting organization partners with Sales, Client Management, Pricing, Risk Management, and other business partners to evaluate and manage risk.
We are responsible for analyzing employer group characteristics and plan designs to determine the appropriate rates for Life, Accident, Disability and Absence products. One of our key priorities is to manage the growth and profitability of our portfolio, through new business sales and the persistency and margin improvement of
our inforce book of business. Our team also includes the Medical Underwriting organization that evaluates the risk of individual applications for Life and Disability coverage, as well as our UW Operations organization that helps to drive efficiency and productivity in our process.
This is a key individual contributor role in the National Underwriting Team accountable for providing technical coaching, subject matter expertise, and guidance to a region's staff. It will also play an important part in the region's portfolio/process management and financial reporting activities partnering closely with UW and Distribution leadership to support market persistency, EVA and NBG goals. Candidates
for this position will have an in-depth understanding of manual and experience rating models and related pricing tools; knowledge of pricing adjustments, alternative and complex funding arrangements, and available plan designs; and an ability to backss financial risk based on multiple information sources.
They will also possess the ability to coach, educate and develop other underwriters through performance of effective case reviews and risk discussions. This role also requires renewal underwriting on an assigned in-force book of large and complex client business, focused on attaining profitable growth, persistency, and earnings as well as book of business management.
Core UW Role Responsibilities : Primary responsibility will be to lead in the development and strategy execution of a region's underwriting staff through the regular performance of technical case reviews and participation in large case strategy discussions. Works closely with Market/Regional VPs to mentor and train less tenured underwriters on a region's staff. Help increase their understanding of risk management, underwriting, and segment & region strategy, maintaining focus on technical knowledge, competency skill development, and application of strategy. Provides constructive input on employee performance, backssment, and development plans.
Is the subject matter expert (along with Market/Regional VPs) and additional resource to a region's staff members on risk-based adjustment / investment guidance, unique plan design provisions, and application of plan design change impact. Influences underwriting best practice and plays an integral part in ensuring they, along with key market themes, are shared across the team. Provides input to matrix partners on product development and pricing. Act as the UW technical expert on enterprise projects associated with new innovations or initiatives.
This role encompasses both new business and renewal underwriting for NYL Group Benefits Solutions, Accident, Long Term Disability, Short Term Disability, and Absence products and services. Manages an assigned book of business including large complex clients and alternative funding arrangements, while focusing on attaining profitable growth, persistency, and earnings. Perform case specific risk backssments to develop appropriate premium rates for a given risk to support the market's growth and profitability goals. Responsible for account level rate development and conducting customer negotiations with Sales on a more complex book of business.
Develops and monitors account earnings plans to achieve growth and profitability. Develops strategic recommendations related to market competition, products, and pricing. Partners with sales and brokers to deliver customer presentations and acts as financial consultant on case-specific issues. Influential in a region's P&L results. Work in conjunction with Market/Regional VPs to develop function/business strategy plans and policies to address service and/or operational challenges. Helps ensure a region's case-level decision-making, project support, and workload distribution is aligned with product/market/group strategy and goals.
Assists in monitoring of region results with Market/Region VPs and sharing key insights with team. Seek out challenging projects or process opportunities that benefit the entire organization. Expected to seek out and execute on these type of opportunities both inside and outside one's own team and drive meaningful change or value added contributions. Qualifications : Bachelor's degree or equivalent work experience required 8 years + of Group Life, Accident, Long Term Disability, and Short Term Disability underwriting experience preferred.
An expert in rating, product, and financial knowledge, including experience with complex funding and participating accounts. Demonstrated business acumen with understanding of financial principles, economic trends, and marketplace forces that impact risk and pricing. Demonstrated knowledge of large employer groups with multi-carrier product offerings and has awareness of the drivers of a marketing outside of group insurance specific dynamics. Ability to make effective decisions based on strong knowledge of all financial and risk levels, both internal and external Proficient in using informatics and analysis to recommend positons and insights to management Capable of coaching, educating, and developing underwriters.
Demonstration of strong leadership skills; lead by example Strong interpersonal and communication skills. Communicates complex ideas; persuades and negotiates effectively Ability to lead discussions and deliver external presentations and analysis to a diverse client and employee base. Demonstrated ability to serve as UW technical expert on enterprise projects associated with new innovations or initiatives. Ability to anticipate business and/or regulatory issues and identify requirements for product process or service improvements.
Ability to serve as a thought leader to develop guidance and identify risk-based trends that can be shared with and used across the organization. Capable of managing competing priorities and navigating through change Strong time management skills, highly organized, detail oriented Ability to foster strong working relationships. Demonstrated strong ability to balance stakeholders and matrix partners#LI-LS1 Salary range: $100,000-$140,000 Overtime eligible: Exempt Discretionary bonus eligible: Yes Sales bonus eligible: No Click here to learn more about our benefits.
Starting salary is dependent upon several factors including previous work experience, specific industry experience, and/or skills required. Recognized as one of Fortune's World's Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners. We invite you to bring your talents to New York Life, so we can continue to help families and businesses " Be Good At Life.
" To learn more, please visit Linked In , our Newsroom and the Careers page of . Job Requisition ID:89805PDN-9ad5c97f-a703-4cd7-8bf3-7a18f2871f6e
and professionally through various resources and programs. New York Life is a relationship-based company and appreciates how both virtual and in-person interactions support our culture. GBS The Group Benefit Solutions Underwriting organization partners with Sales, Client Management, Pricing, Risk Management, and other business partners to evaluate and manage risk.
We are responsible for analyzing employer group characteristics and plan designs to determine the appropriate rates for Life, Accident, Disability and Absence products. One of our key priorities is to manage the growth and profitability of our portfolio, through new business sales and the persistency and margin improvement of
our inforce book of business. Our team also includes the Medical Underwriting organization that evaluates the risk of individual applications for Life and Disability coverage, as well as our UW Operations organization that helps to drive efficiency and productivity in our process.
This is a key individual contributor role in the National Underwriting Team accountable for providing technical coaching, subject matter expertise, and guidance to a region's staff. It will also play an important part in the region's portfolio/process management and financial reporting activities partnering closely with UW and Distribution leadership to support market persistency, EVA and NBG goals. Candidates
for this position will have an in-depth understanding of manual and experience rating models and related pricing tools; knowledge of pricing adjustments, alternative and complex funding arrangements, and available plan designs; and an ability to backss financial risk based on multiple information sources.
They will also possess the ability to coach, educate and develop other underwriters through performance of effective case reviews and risk discussions. This role also requires renewal underwriting on an assigned in-force book of large and complex client business, focused on attaining profitable growth, persistency, and earnings as well as book of business management.
Core UW Role Responsibilities : Primary responsibility will be to lead in the development and strategy execution of a region's underwriting staff through the regular performance of technical case reviews and participation in large case strategy discussions. Works closely with Market/Regional VPs to mentor and train less tenured underwriters on a region's staff. Help increase their understanding of risk management, underwriting, and segment & region strategy, maintaining focus on technical knowledge, competency skill development, and application of strategy. Provides constructive input on employee performance, backssment, and development plans.
Is the subject matter expert (along with Market/Regional VPs) and additional resource to a region's staff members on risk-based adjustment / investment guidance, unique plan design provisions, and application of plan design change impact. Influences underwriting best practice and plays an integral part in ensuring they, along with key market themes, are shared across the team. Provides input to matrix partners on product development and pricing. Act as the UW technical expert on enterprise projects associated with new innovations or initiatives.
This role encompasses both new business and renewal underwriting for NYL Group Benefits Solutions, Accident, Long Term Disability, Short Term Disability, and Absence products and services. Manages an assigned book of business including large complex clients and alternative funding arrangements, while focusing on attaining profitable growth, persistency, and earnings. Perform case specific risk backssments to develop appropriate premium rates for a given risk to support the market's growth and profitability goals. Responsible for account level rate development and conducting customer negotiations with Sales on a more complex book of business.
Develops and monitors account earnings plans to achieve growth and profitability. Develops strategic recommendations related to market competition, products, and pricing. Partners with sales and brokers to deliver customer presentations and acts as financial consultant on case-specific issues. Influential in a region's P&L results. Work in conjunction with Market/Regional VPs to develop function/business strategy plans and policies to address service and/or operational challenges. Helps ensure a region's case-level decision-making, project support, and workload distribution is aligned with product/market/group strategy and goals.
Assists in monitoring of region results with Market/Region VPs and sharing key insights with team. Seek out challenging projects or process opportunities that benefit the entire organization. Expected to seek out and execute on these type of opportunities both inside and outside one's own team and drive meaningful change or value added contributions. Qualifications : Bachelor's degree or equivalent work experience required 8 years + of Group Life, Accident, Long Term Disability, and Short Term Disability underwriting experience preferred.
An expert in rating, product, and financial knowledge, including experience with complex funding and participating accounts. Demonstrated business acumen with understanding of financial principles, economic trends, and marketplace forces that impact risk and pricing. Demonstrated knowledge of large employer groups with multi-carrier product offerings and has awareness of the drivers of a marketing outside of group insurance specific dynamics. Ability to make effective decisions based on strong knowledge of all financial and risk levels, both internal and external Proficient in using informatics and analysis to recommend positons and insights to management Capable of coaching, educating, and developing underwriters.
Demonstration of strong leadership skills; lead by example Strong interpersonal and communication skills. Communicates complex ideas; persuades and negotiates effectively Ability to lead discussions and deliver external presentations and analysis to a diverse client and employee base. Demonstrated ability to serve as UW technical expert on enterprise projects associated with new innovations or initiatives. Ability to anticipate business and/or regulatory issues and identify requirements for product process or service improvements.
Ability to serve as a thought leader to develop guidance and identify risk-based trends that can be shared with and used across the organization. Capable of managing competing priorities and navigating through change Strong time management skills, highly organized, detail oriented Ability to foster strong working relationships. Demonstrated strong ability to balance stakeholders and matrix partners #LI-LS1 Salary range: $100,000-$140,000 Overtime eligible: Exempt Discretionary bonus eligible: Yes Sales bonus eligible: No Click here to learn more about our benefits.
Starting salary is dependent upon several factors including previous work experience, specific industry experience, and/or skills required. Recognized as one of Fortune's World's Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners. We invite you to bring your talents to New York Life, so we can continue to help families and businesses " Be Good At Life.
" To learn more, please visit Linked In , our Newsroom and the Careers page of . Job Requisition ID: 89805 Nearest Major Market: Philadelphia Job Segment: Outside Sales, Marketing Consultant, Risk Management, Underwriter, Social Media, Sales, Marketing, Finance, Insurance Requisition #: 110786xyz X6ahf9io63
