Location: Sun Prairie, WI
Company: One Community Bank
Banking jobs refer to positions within the financial services sector where individuals manage money, credit, and other financial transactions for clients. These roles include investment banking, retail banking, and wealth management among others. Some characteristics of banking jobs are their focus on financial analysis, risk management, customer service, and compliance with regulatory standards. These roles often require strong analytical skills, attention to detail, and a solid understanding of financial markets. Additionally, banking professionals must continuously adapt to evolving financial technologies and regulatory changes.
Banking jobs refer to employment opportunities within the financial industry, specifically within banks, where individuals handle monetary transactions, manage financial assets, provide advice on financial services, and support the economic infrastructure. These roles often require strong numerical skills, keen attention to detail, and an understanding of financial regulations. Sector jobs can range from teller positions to investment banking analysts, each with a focus on financial integrity, customer service, and contributing to the bank's profitability. As the banking sector evolves with technology, many roles also involve adapting to digital banking platforms and innovative financial products.
to use computer software and embrace technology Aptitude for math Excellent organizational and time management abilities Good problem solving, resourcefulness and attention to details Good interpersonal and communication skills Ability to make referrals on other services / products QUALIFICATIONS: High school student able to work throughout the school year and summers up to 20 hours per week Cash handling experience preferred Customer service experience preferred
location serving the Oregon, Wisconsin, community back in 1976. Since then, One Community Bank has grown to serve 10 locations in Oregon, Adams, Grand Marsh, Mc Farland, Middleton, Oxford, Stoughton, Sun Prairie, and Waunakee. Come grow with One Community Bank!
We have been voted Best Place to Work five years in a row! Summary: Develops commercial lending portfolios, client relationships, and ensures that applicable bank lending policies and practices are followed. Works to achieve a fair rate of return, while minimizing the risk to the Bank. Develop and maintain a commercial oriented loan portfolio which actively promotes and maximizes the Bank's return on investments and return on asset
goals. Essential Duties and Responsibilities include the following: Serves the client by analyzing the potential of the client and justifying the risk associated with each credit.
Be involved with the community through civic activity, service organizations, and professional associations to develop new business and enhance the Bank's image. Provides superior customer service to clients with regard to loans, Treasury and other banking products - actively cross-selling of all bank products. Assists with commercial lending policies and operating procedures that are consistent with overall bank policies and operations objectives. Assists with the establishment of interest rate guidelines,
fees, and other charges that harmonize with overall bank policies and are competitive and profitable for the Bank.
Interviews commercial loan clients and takes applications while advising the client of the Bank's lending criteria. Analyzes financial statements and spreads including adequacy of income and sufficiency of collateral when required. Makes on-site visits to client's business to analyze the management of the business for potential credit risk. Prepares and presents credit presentations for the Loan Committee when needed for approval Approves or disapproves loans within established lending credit limits and prepare and collect loan documentation for closing.
Prepares Adverse Action documentation for loans that are denied. Closing of the loan - checks accuracy of documents, while making sure client signs in all appropriate places and understands all the documents. Monitors loan performance, loan agreements, financial statements, and monitors the collateral. Collects past due loans as necessary to prevent charge-offs and losses to the bank, including phone calls, letters, collateral repossessions, and foreclosures. Actively calls on customers outside the Bank and maintains continual follow-up to promote the Bank and Bank products. Maintains loan files to meet all compliance and regulatory requirements.
Handles all questions regarding government sponsored SBA and other loan products offered by the bank. The duties and responsibilities described are not a comprehensive list. Additional tasks may be assigned as necessitated by business demands. Benefits Include: 401(k), 401(k) matching Health Insurance (Choose from 5 plans) Dental insurance Flexible spending account Life insurance and Universal Life Insurance Long-term and Short-term Disability Insurance Paid time off Vision insurance Pet Insurance Wellness Program Why join One Community Bank?
Our actions demonstrate our tenets: Invest in Relationships, Trust the Team, See the Upside, Encourage New Ideas and Think Big! We serve clients, support colleagues and invest in our communities because we aspire to be the Best Billion Dollar Bank in the World! One Community Bank is an equal opportunity employer.
Wisconsin, community back in 1976. Since then, One Community Bank has grown to serve 10 locations in Oregon, Adams, Grand Marsh, Mc Farland, Middleton, Oxford, Stoughton, Sun Prairie, and Waunakee. Come grow with One Community Bank! We have been voted Best Place to Work five years in a row!
Summary: Develops & maintains a commercial lending & treasury management client portfolio. Promotes the bank's offerings and image while effectively maximizing the client experience. Ensures that applicable bank policies and practices are followed. Works to achieve a fair rate of return, while minimizing the risk to the bank. Essential Duties and Responsibilities include the following: Developing new
relationships (individual, commercial, organizational & municipal) through referral and business development efforts Selling of Commercial Loan and Treasury Management/cash management products and services to new clients and expanding relationships with existing clients Cross selling of all bank's products and services through referrals Collaborating with the Senior Market President & Chief Experience Officer on department initiatives Serves the client by analyzing the potential of the client and justifying the risk associated with each credit Be involved with the community through civic activity, service organizations, and professional associations to develop new business and enhance the bank's
image Provides superior customer service to clients with regards to loans, Treasury, and other banking products Assists with commercial lending policies and operating procedures that are consistent with overall bank policies and operations objectives Assists with the establishment of interest rate guidelines, fees, and other charges that harmonize with overall bank policies and are competitive and profitable for the bank Interviews commercial loan clients and takes applications while advising the client of the bank's lending criteria With the support of the Credit Department, analyzes financial statements and spreads including adequacy of income and sufficiency of collateral when required Makes on-site visits to client's business to analyze the management of the business for potential credit risk Prepares and presents credit presentations for the Loan Committee when needed for approval Approves or disapproves loans within established lending credit limits and prepare and collect loan documentation for closing Prepares Adverse Action documentation for loans that are denied Closing of the loan - checks accuracy of documents, while making sure client signs in all appropriate places and understands all the documents Monitors loan performance, loan agreements, financial statements, and monitors the collateral.
Collects past due loans as necessary to prevent charge-offs and losses to the bank, including phone calls, letters, collateral repossessions, and foreclosures Maintains loan files to meet all compliance and regulatory requirements Handles all questions regarding government sponsored SBA and other loan products offered by the bank The duties and responsibilities described are not a comprehensive list. Additional tasks may be assigned as necessitated by business demands Desired Qualifications / Skills / Abilities of the Business Banker : Bachelor's degree in business, finance and/or accounting Prior commercial lending experience is preferred.
Knowledge of current regulations and compliance issues with regard to lending as well as all bank products. Strong people & problem-solving skills Past sales experience is preferred. Benefits Include: 401(k), 401(k) matching Health Insurance (Choose from 5 plans) Dental insurance Flexible spending account Life insurance and Universal Life Insurance Long-term and Short-term Disability Insurance Paid time off Vision insurance Pet Insurance Wellness Program Why join One Community Bank?
Our actions demonstrate our tenets: Invest in Relationships, Trust the Team, See the Upside, Encourage New Ideas and Think Big! We serve clients, support colleagues and invest in our communities because we aspire to be the Best Billion Dollar Bank in the World! One Community Bank is an equal opportunity employer.
