Location: Dallas, TX
Company: Bok Financial
Tennessee and New Mexico. The company began more than 100 years ago in Tulsa and has successfully diversified into a variety of industries, businesses and geographies.. Bonus Type Formula Based Summary Join us as a Credit Product Underwriter II-Commercial.
Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small when we work together to build relationships. Job Description The Credit Products Underwriter II - Commercial is primarily responsible for underwriting complex financial
transactions, including the financing of investment real estate, owner-occupied real estate, working capital, equipment, and LBOs/acquisitions, healthcare-related opportunities as well as credits augmented with an SBA guarantee.
In addition, the CPU II is responsible for providing product and industry expertise to the client by designing and executing solutions for complex clients and transactions. Industries and Product offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50% +) of the Credit Requests are from prospects which require additional level of due diligence and analysis. The CPU II will have multiple active
credit requests from various Relationship Managers and various geographic locations and must be able to prioritize and exhibit strong time management.
The CPU II will have client facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Good communication skills (written and verbal) must be present to effectively communicate with the various Relationship Managers and other BOKF personnel. The majority of the CPUs time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide advice. The Credit Products Underwriter II will partner with the RMs to assist in generating revenue and profitability.
Team Culture We live the company values in everything we do and act with honor and transparency. We leverage collaborative teamwork when expressing credit concerns and developing solutions for new deals and opportunities. The entire team works hand-in-hand on write-ups. The Credit Product Underwriter II role provides a solid foundation for opportunities throughout the organization. Underwriters develop into more senior credit professionals or leverage their experience with clients to transition into sales. How You'll Spend Your Time You will independently prepare complex credit analysis on commercial transactions, which impact profits for the lending division.
Typical transaction size will vary in ranges and will include complex requests. You will interact with credit approval officers, credit risk managers, and credit concurrence officers and participate in loan presentations to provide additional information and/or to support conclusions reached in analysis. You’ll serve as an accomplished resource regarding credit/industry analysis. You will participate in joint calling on prospects and clients with the Relationship Managers to gather key information for proper credit analysis and to craft and deliver core and complex business deals for clients.
You will write all commitment reports for specified loans and you will present salient credit information to the line of business and credit approvers. Through constant communication, you’ll ensure Relationship Managers are aware of non-compliance issues and prepare quarterly covenant compliance testing. Education & Experience Requirements This level of knowledge is normally acquired through completion of a Bachelor’s degree and 5-7 years credit analysis/credit products underwriter experience; or 13-15 years of equivalent work related experience.
Working Conditions & Physical Requirements Office - Occasional Travel BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees. With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career! Apply today and take the first step towards your next career opportunity! The companies in BOK Financial Corporation Group are equal opportunity employers.
We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to interaction, race, color, religion, national origin, age, disability, pregnancy status, interactionual orientation, genetic information or veteran status. Please contact xyz X@ with any questions.
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