Location: Waco, TX
Company: Globe Life
with us today. This is a full time remote position working Monday - Friday, 8am - 5pm. The Staff Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or written guidelines.
The person will handle the implementation of underwriting policies and procedures related to the processing of new business and underwriting processes as related to other department processes. All duties require identification of medical terminology, identification of prescription medications, use of the Swiss Re Underwriting manual, and evaluation of MIB, phone calls, motor vehicle records,
lab results, paramedical exams, and medical records. We offer a competitive rate, great benefits and career progressive opportunities. PRIMARY DUTIES & RESPONSIBILITIES Responsible for screening life insurance applications including trial applications for selection of risks rendering either an issue standard, rate, or reject disposition with the guidance of an underwriter or written guidelines Implementation of underwriting policies and procedures related to the processing of new business and other department processes Implementation of medical guidelines using the Swiss Re Underwriting manual and AIL company notes MIB code reporting and interpretation of MIB code data Review and evaluate results
of oral saliva tests Review and evaluate results of agent verification calls and other underwriting phone calls Review and evaluate motor vehicle records (MVRs) Review and evaluate prescription (Rx) histories to determine associated health conditions Review, summarize, and evaluate medical records (APSs) Review and evaluate paramedical exams and lab results Respond to customer service inquiries regarding dispositions Evaluate health information received with add-ons, modifications, and reinstatements Assist with other underwriting areas as deemed necessary by department management Required Skills: KNOWLEDGE, SKILLS, & ABILITIES Critical thinking skills required on a daily basis Excellent verbal and written communication skills Excellent PC skills Excel, MS Word, and MS-Outlook; MS Access a plus A combination of experience and education will be considered on an individual basis Required Experience: Education & Work Experience: Some college coursework or bachelor's degree preferred, however will consider 2-5 years life insurance industry experience in lieu of degree Prior experience as an Underwriter or Jr Underwriter LOMA 280/281 LOMA 290/291 required; pursuit of FLMI preferred, Other industry courses will be considered LOMA Underwriting (UND) required Medical Terminology required 6 months to 1 year working in a UW Trainee/Junior Underwriter role A combination of experience and education will be considered Associated topics: underwriter
Insurance jobs refer to a variety of roles within the insurance industry, including positions such as actuaries, underwriters, claims adjusters, insurance agents, and customer service representatives. These jobs are characterized by their focus on evaluating risks, determining policy terms, managing claims, selling insurance products, and providing customer support. Notable features of insurance careers include a blend of analytical and interpersonal skills, opportunities for professional growth, and the importance of staying updated with legal and regulatory changes. Insurance professionals often play a crucial part in helping individuals and businesses mitigate financial risks through tailored insurance solutions.
Insurance jobs refer to career opportunities within the insurance industry, where professionals work to assess risks, provide financial protection to individuals and businesses, and offer various types of insurance coverage. Key features of these jobs include risk management, customer service, policy underwriting, claims handling, and potentially sales. Professionals in this field often require strong analytical skills, attention to detail, and excellent communication abilities to explain complex insurance products and assist clients with their insurance needs.
Insurance jobs refer to careers within the insurance industry, where professionals help individuals and businesses manage risk and financial losses by providing them with insurance products. These roles can range from sales agents who sell policies, underwriters who assess risks and set premiums, claims adjustors who handle the compensation process, to actuaries who analyze statistical data to price insurance products accurately. The sector is known for its stability, opportunities for advancement, and the critical role it plays in personal financial planning and the economic health of society.
Insurance jobs encompass a variety of roles within the industry focused on assessing risk, providing financial protection, and supporting clients. These positions can range from actuaries who analyze data to predict risk, to claims adjusters who evaluate and process insurance claims. Insurance agents and brokers are also key, selling policies and advising customers on coverage options. The field is known for its stability, as insurance is a necessary service in both good and bad economic times. Moreover, these jobs often require strong analytical skills, attention to detail, and excellent communication abilities, as professionals navigate complex regulations and provide vital assistance to policyholders.
