Location: Decatur, IL
Company: Hickory Point Bank
team, as well as leaders within their communities to help develop their skills and position them for successful careers in banking. Note: This full-time program begins in May 2020 The Commercial Banking Officer Development Program is a comprehensive, multi-year experience where participants will learn financial statement analysis, credit underwriting, industry research, loan documentation, relationship development, project management, and leadership skills.
But more importantly, this Program will provide all of the necessary tools and experiences to launch your successful career in commercial banking. Your Career Begins Here: Have you ever thought about running your own business? Are
you curious about what separates successful companies from those that struggle? Do you want to understand how entrepreneurs generate and invest their wealth?
A commercial banker essentially runs their own business inside of the bank operating with significant autonomy and authority with access to a large, experienced team and deep financial resources. A commercial banker is a highly trusted advisor to their clients, offering sophisticated financial solutions to help business owners and executives achieve their financial goals. Commercial bankers are leaders in their communities, providing capital to businesses to fund operations, purchase equipment, hire staff, and take advantage of new
growth opportunities. A successful commercial banker makes a difference in the lives of his or her customers, their families, and employees.
If you aspire to run a successful business and you enjoy working in a challenging, fast-paced environment, a career in commercial banking may be right for you. Hickory Point Bank's Commercial Banking Officer Development Program provides a comprehensive framework to effectively prepare you for your career as a commercial banker. Credit Analyst The key to being a highly trusted advisor for our clients is understanding their businesses, and your time as a Credit Analyst will provide you with the tools necessary to excel as a relationship manager.
Beginning as a Credit Analyst, participants will learn the following: The foundation of the commercial banking business Financial analysis and sound credit underwriting The skills necessary to make good credit decisions and gain the experience to help clients navigate complex financial problems Associate As an Associate, participants will continue to use the analytical skills they developed while doing the following: Learning the fundamentals of loan documentation and credit administration Working closely with experienced bankers, similar to an apprenticeship, to provide excellent service to the bank's commercial banking clients and to assist in the onboarding of new customer relationships Learning all aspects of the loan origination process from constructing proposals and negotiating terms, to executing final documents and funding a new transaction Gaining experience with the Bank's deposit, treasury management, and other services for business clientele Commercial Banking Officer The Commercial Banking Officer is the primary contact person for his or her clients' banking needs and has latitude to do so in a way that suits his or her style and personality essentially running his or her own business within the bank's business.
As a Commercial Banking Officer, participants will be prepared for the following responsibilities: Managing a portfolio of existing customer relationships Meeting regularly with clients in their places of business, listening to the customers' needs, exploring new business opportunities, and crafting value-added credit and treasury management solutions Being active in the community and building relationships with other business professionals such as accountants, attorneys, engineers, and architects Growing a book of business over time Training and Development Process: To ensure program participants have the necessary tools to build their skillsets and progress efficiently through the program, the Commercial Banking Officer Development Program utilizes a combination of on the job training, mentoring, continuous feedback, and classroom-style education including the following: Participate in several specialized orientation activities related to topics including: The Bank's organization, history and values Service standards Policies and regulatory overview Performance and development planning Network with assigned mentors, other managers and leaders within their community Participate in classroom programs designed to complement on-the-job training.
Classroom programs will aid in the learning and development of skills relating to: Commercial banking business Project management Interpersonal relations Communication Change management Cultural values Persuasion Teamwork Other business skills Participate in various program, developmental, and skill building activities; fulfill miscellaneous program requirements Develop " value-based" proposals for presentation to senior leadership Participate in Bank sponsored projects and community-related activities, which may include the employee-giving campaigns and other Be responsible for compliance with all procedures, policies, and regulatory compliance requirements of the roles Perform all other miscellaneous responsibilities and duties as assigned Job Qualifications Successful record of academic achievement and on-campus involvement Excellent oral and written communication and relationship building skills Leadership capabilities Strong presentation and facilitation skills Demonstrated self- motivation Demonstrated professionalism Economic/industry knowledge Entrepreneurial spirit Analytical skills and critical thinking Ability to sell/influence and thrive in a sales environment Customer-focused orientation to providing services Minimum GPA of 3.00 required (3.50+ preferred) Physical Demands, Working Conditions and Hours: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job, as needed and required, which may include the ability to lift 25 pounds.
While performing the duties of this job, the employee is regularly required to see, talk or hear.
The employee is frequently required to sit for extended periods of time. Must be available to work when banking center is open, including after-hour events, as scheduled. A normal work week is 40-45 hours. Who Should Apply Students currently pursuing a Bachelor's degree, with a business major (economics, finance or accounting preferred) with a graduation date of May 2020 Master's degree candidates are welcome to apply but must have one year or less of prior professional experience. Immigration sponsorship is not available for this position. To qualify, applicants must be legally authorized to work in the United States and should not require, now or in the future, sponsorship for employment visa status.
Equal Opportunity Employer: Disability/Veteran
Banking jobs refer to positions within the financial services sector where individuals manage money, credit, and other financial transactions for clients. These roles include investment banking, retail banking, and wealth management among others. Some characteristics of banking jobs are their focus on financial analysis, risk management, customer service, and compliance with regulatory standards. These roles often require strong analytical skills, attention to detail, and a solid understanding of financial markets. Additionally, banking professionals must continuously adapt to evolving financial technologies and regulatory changes.
needs-based opportunities and make sales referrals to all areas of the corporation to meet customers' financial needs. Perform basic teller transactions. Make referrals to Bankers. Balance cash drawer on a daily basis. Scan work for image branch capture.
Education and Training Requires High School diploma. Requires previous banking and/or sales experience. Requires knowledge of Microsoft Office. Qualifications Knowledge of: Strong sales and customer service skills Strong oral and written communication skills Basic math and accounting functions Ability to: Accurately count money Perform duties and make decisions under frequent time pressures Stand for extended periods of time
Lift 50 pounds Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence.
Busey is an Equal Opportunity Employer including Disability/Vets. Visit to learn more about Busey's Equal Opportunity Employment.
their stages of life. We will create clients for life by adhering to our core values and our service standards. Responsibilities include, but are not limited to: Create a quality service experience by ensuring timely resolution to customer needs and overall customer satisfaction.
Abides by company service standards, including greeting customers and making them feel welcome to First Mid Bank & Trust Proficiently service customers by accepting and processing transactions with accuracy and efficiency within policy guidelines including but not limited to deposits, withdrawals, payments, check cashing, issuing cashier's checks, and additional transactions upon request. Gain manager assistance
with any suspicious transactions. Obtain management approval for transactions outside authorized limits. Adheres to all bank compliance, security and operational policies and procedures.
Maintains a cash drawer by performing daily balancing procedures and assist with daily operational branch duties. Open accounts including but not limited to checking, savings, safe deposit box, basic business related, etc. Performs changes to existing accounts as requested by the customer. Proactively looks for ways to improve processes that will improve the customer's experience and communicate those ideas to branch management. If applicable, allows entry of safe deposit box holders. Maintains professional
appearance and conduct within the guidelines set forth in Employee Handbook.
Maintains customer confidentiality. May participate in bank promotions, external community events, and promotional activities. May be required to work in other First Mid Banking centers. Complete other specified duties as assigned. SALES: Develops and maintains relationships with business partners. Develops and maintains strong relationships with customers. Educate and encourage customers to use alternate delivery systems such as ATM, Debit Card, Online, and Mobile Banking. Maintains knowledge of all banking products through training courses, branch meetings, corporate communications, etc.
Identifies growth opportunities to cross sell products and makes referrals to appropriate business lines. Consistently meet or exceed established goals for the position. Qualifications Education: High School Diploma/GED required. Experience: 1+ year of customer service and cash handling experience and/or previous experience working in a financial institution preferred. Previous sales experience preferred. Successfully completes required compliance and First Mid training curriculum to be proficient in the basic account opening process. Advancement in this role will be based on management discretion.
Skills: Proficient in usage of Microsoft Office and computer application First Mid Bancshares, Inc. is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, interaction, national origin, disability, gender identity, interactionual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Apply for this Position //below URL is also hard code in " Career Site Security Header Filter.
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their stages of life. We will create clients for life by adhering to our core values and our service standards. Responsibilities include, but are not limited to: Create a quality service experience by ensuring timely resolution to customer needs and overall customer satisfaction.
Abides by company service standards, including greeting customers and making them feel welcome to First Mid Bank & Trust Proficiently service customers by accepting and processing transactions with accuracy and efficiency within policy guidelines including but not limited to deposits, withdrawals, payments, check cashing, issuing cashier's checks, and additional transactions upon request. Gain manager assistance
with any suspicious transactions. Obtain management approval for transactions outside authorized limits. Adheres to all bank compliance, security and operational policies and procedures.
Maintains a cash drawer by performing daily balancing procedures and assist with daily operational branch duties. Open accounts including but not limited to checking, savings, safe deposit box, basic business related, etc. Performs changes to existing accounts as requested by the customer. Proactively looks for ways to improve processes that will improve the customer's experience and communicate those ideas to branch management. If applicable, allows entry of safe deposit box holders. Maintains professional
appearance and conduct within the guidelines set forth in Employee Handbook.
Maintains customer confidentiality. May participate in bank promotions, external community events, and promotional activities. May be required to work in other First Mid Banking centers. Complete other specified duties as assigned. SALES: Develops and maintains relationships with business partners. Develops and maintains strong relationships with customers. Educate and encourage customers to use alternate delivery systems such as ATM, Debit Card, Online, and Mobile Banking. Maintains knowledge of all banking products through training courses, branch meetings, corporate communications, etc.
Identifies growth opportunities to cross sell products and makes referrals to appropriate business lines. Consistently meet or exceed established goals for the position. Qualifications Education: High School Diploma/GED required. Experience: 1+ year of customer service and cash handling experience and/or previous experience working in a financial institution preferred. Previous sales experience preferred. Successfully completes required compliance and First Mid training curriculum to be proficient in the basic account opening process. Advancement in this role will be based on management discretion.
Skills: Proficient in usage of Microsoft Office and computer application First Mid Bancshares, Inc. is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, interaction, national origin, disability, gender identity, interactionual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Apply for this Position //below URL is also hard code in " Career Site Security Header Filter.
java" (function() {window. Indeed Applyfunction(f, g){function h(){var a=c. get Element By Id(" indeed-apply-js" ). attributes(" data-indeed-apply-qs" ), b=" "a&&" "=a. value&&(b=" &" +a. value); return(" " ). join(" " )}var b=window, c=document, d=document. location. href; b. Indeed Apply=b. Indeed Apply{}; var b=c. body, m=/^/. test(d), k; if(! b)return k=arguments. callee, set Timeout(function(){k(f, g)},100); var d=c. create Element(" div" ), a=c. create Element(" iframe" ), e; d.
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